Skip to content
Practice Area — Personal Injury

Houston Personal Injury Lawyer

If someone else's negligence caused a serious injury, the legal claim is about more than today's medical bill. It can involve future treatment, lost income, pain and impairment, disputed fault, insurance coverage, and evidence that may disappear quickly. Sam R. Cammack III represents injured people and families in Greater Houston.

Most Texas personal-injury lawsuits have a two-year limitations period, but some claims require much earlier notice. If a governmental entity may be involved, see the deadline warning first.

23+
Years Licensed in Texas
Trial
Courtroom Experience
Free
Initial Case Evaluation
24/7
Phone Availability
Contingency*
No Attorney Fee Without Recovery*

*Contingency-fee terms must be stated in the written engagement agreement, including how attorney fees and case expenses are handled. Confirm the firm's current agreement before publication. Prior courtroom results do not guarantee any civil recovery.

Do not assume every Texas injury claim has the same deadline

Texas Civil Practice & Remedies Code § 16.003 generally gives a person two years to file a personal-injury lawsuit, and generally two years from death for wrongful-death claims. But government claims can require notice much earlier. Texas Tort Claims Act § 101.101 generally provides a six-month notice period, while the City of Houston currently publishes a 90-day written-notice requirement under its charter.

Governmental actual-notice rules and other exceptions can affect the analysis. The safest approach is to identify every potentially responsible party early rather than waiting for the ordinary two-year deadline.

Official sources: CPRC § 16.003, Texas Tort Claims Act § 101.101, and City of Houston — Filing a Claim.

Sam R. Cammack III · Texas Bar No. 24014415 · Draft updated September 7, 2026

Short answer: what makes a Texas personal-injury claim?

A personal-injury claim generally requires evidence that another person or business was legally responsible for conduct that caused an injury and resulting damages. Depending on the case, recoverable damages can include reasonable medical expenses, lost income or earning capacity, physical pain, mental anguish, impairment, disfigurement, property damage, and other losses recognized by Texas law.

Texas also uses proportionate responsibility. Under CPRC § 33.001, a claimant may not recover if the claimant's percentage of responsibility is greater than 50%. If the claimant is 50% or less responsible, the award can be reduced by that percentage.

Why the first weeks matter

The legal filing deadline may be measured in years, but useful evidence can disappear in days or weeks.

Collision video can be overwritten. Commercial-vehicle data may be subject to retention schedules. Witnesses move. A property owner may repair the condition that caused a fall. Meanwhile, the insurance company may already be interviewing witnesses and evaluating fault. Early investigation is therefore about preserving facts—not rushing an injured person into a settlement before the medical picture is clear.

Scope of Representation

Personal-injury cases we handle

Serious injury and wrongful-death claims across Greater Houston, subject to case review and acceptance.

Motor Vehicle

Car & Motorcycle Accidents

Rear-end, intersection, highway, hit-and-run, uninsured/underinsured-motorist, and serious-injury collision claims.

Commercial

18-Wheeler & Truck Accidents

Claims involving commercial carriers, driver conduct, maintenance, electronic data, company policies, and potentially multiple defendants.

Premises

Slip, Trip & Fall / Premises Liability

Claims involving dangerous property conditions, notice, inspection practices, incident reports, and surveillance evidence.

Catastrophic Loss

Wrongful Death & Survival Claims

Claims arising when negligence causes death, including the family's statutory wrongful-death claim and the estate's survival claim.

Workplace

Industrial & Third-Party Workplace Injuries

Refinery, plant, construction, and industrial incidents where a negligent third party may be responsible in addition to any workers' compensation issues.

Drunk Driving

Drunk-Driver Injury Claims

Claims against an intoxicated driver and, when the facts and Texas law support it, potential dram-shop claims against an alcohol provider.

Animal Injury

Dog Bites & Animal Attacks

Claims involving owner knowledge, control, negligence, premises issues, and documented physical or emotional injury.

Products

Defective Products

Claims involving alleged design, manufacturing, or warning defects, subject to technical and expert review.

Government

Claims Involving Government Entities

Claims involving municipal vehicles, public property, METRO, or other governmental units, where notice requirements and statutory limits can be different.

Compensation

What can affect the value of a personal-injury claim?

There is no legitimate universal formula or online multiplier that can tell someone what a Texas injury claim is worth.

Medical evidence

The diagnosis, treatment, prognosis, future care, objective findings, and whether the evidence connects the condition to the incident.

Income & earning capacity

Time missed from work, lost wages, reduced future ability to earn, and documentation supporting those losses.

Pain, impairment & disfigurement

How the injury affects daily life, mobility, independence, relationships, and activities—not merely the amount of the medical bills.

Fault evidence

Police reports, photographs, video, witness accounts, electronic data, company records, and expert analysis can affect how responsibility is allocated.

Insurance & responsible parties

Available liability coverage, UM/UIM coverage, commercial policies, multiple defendants, and collectible assets can affect practical recovery.

Future uncertainty

A claim should not be valued as though treatment is complete when doctors are still evaluating surgery, rehabilitation, disability, or future care.

Ordinary negligence claims such as many car-wreck cases do not have one general statutory cap on compensatory damages, but Texas imposes special limits in categories such as health-care-liability claims, exemplary damages, and claims against governmental units. The claim type matters.

Texas Proportionate Responsibility

Being partly at fault does not automatically end the claim

Texas bars recovery when a claimant is more than 50% responsible. At 50% or less, damages can still be recovered, but they are reduced by the claimant's percentage of responsibility.

20% responsible

A damages award is generally reduced by 20%.

50% responsible

Recovery is not barred solely by being exactly 50% responsible, but the award is reduced by that percentage.

More than 50%

CPRC § 33.001 generally bars the claimant from recovering damages in a case to which Chapter 33 applies.

Read the statute: Texas CPRC § 33.001.

Insurance Claims

Be careful before giving the other side a statement or signing a release

The at-fault party's insurer is investigating a claim against its insured. That does not make the adjuster your adviser.

Recorded statements

You generally do not have a contractual duty to give the other driver's insurer a recorded statement. Your own insurance policy can create different cooperation obligations.

Early settlement offers

An early offer may arrive before the full injury picture, future treatment, lost income, or available coverage is known. Signing a release can end the claim.

Medical authorizations

Before signing a broad medical authorization, understand what records it permits the insurer to obtain and whether a narrower production can satisfy a legitimate request.

Fault questions

Statements about speed, distraction, visibility, pain, or what you "could have done" may later be used in the proportionate-responsibility analysis.

Social media

Public posts can become evidence. Avoid posting about the incident, your injuries, travel, exercise, or settlement negotiations while a claim is pending.

Your own insurer

UM/UIM, PIP, MedPay, and other first-party benefits can involve your own insurer. The policy language and notice/cooperation duties matter.

First Steps

What to do after a serious accident in Houston

  1. Take care of the medical issue firstSeek emergency or follow-up care appropriate to your symptoms and follow your medical providers' instructions.
  2. Report the incidentFor a collision, obtain the crash/incident number when available. For a business or property incident, request that an incident report be created.
  3. Preserve photographs and documentsKeep scene photos, vehicle/property damage, visible injuries, bills, discharge papers, work-loss records, receipts, and insurance correspondence.
  4. Identify witnessesGet names and contact information before witnesses become difficult to locate.
  5. Preserve evidence that may disappearSurveillance video, vehicle data, commercial trucking records, defective products, and damaged equipment may require prompt preservation requests.
  6. Understand the claim before signing a releaseA settlement release can permanently resolve claims even when later treatment becomes more serious than expected.

Questions to bring to a case evaluation

  • Who caused the incident, and what evidence supports that?
  • What injuries have been diagnosed?
  • Is more treatment or surgery being considered?
  • How much work or income has been lost?
  • What insurance policies may apply?
  • Has an adjuster already requested a statement or made an offer?
  • Could a city, county, transit agency, school district, or other governmental entity be involved?
Request a Free Case Evaluation
Attorney Background

Trial experience — stated accurately

This page should not use criminal-defense verdicts as if they were personal-injury recoveries. They can, however, document Sam Cammack's courtroom and jury-trial experience.

Criminal Jury Trial — Not a Personal-Injury Result

State of Texas v. David Barajas — Murder Acquittal

Sam R. Cammack III represented David Barajas in a nationally reported Brazoria County murder trial that ended in a not-guilty verdict in 2014. The matter involved witness examination, physical and forensic evidence, and a jury verdict. It is cited here solely as evidence of trial experience—not as evidence of a personal-injury settlement, verdict, or expected recovery.

View selected criminal case results · Learn about Sam R. Cammack III

Greater Houston

Areas we serve

Fort Bend County

Richmond, Sugar Land, Missouri City, and surrounding communities.

Galveston County

Galveston, League City, Texas City, Friendswood, and nearby areas.

Brazoria County

Angleton, Pearland, Alvin, Lake Jackson, and surrounding communities.

All County Pages

See the firm's Greater Houston county coverage and office information.

Search-Demand Questions

Houston personal-injury frequently asked questions

These questions prioritize recurring Houston/Texas personal-injury search themes: case value, deadlines, fees, settlement timing, insurance statements, fault, damages, medical bills, and whether a lawsuit is necessary.

How much is my personal injury case worth in Houston?

There is no reliable one-size-fits-all formula. Case value can depend on the seriousness and permanence of the injury, past and future medical needs, lost income or earning capacity, pain and impairment, the strength of the liability evidence, your share of fault, available insurance, and whether future damages can be proved. Be skeptical of websites that multiply medical bills by a fixed number and call that a settlement value.

How long do I have to file a personal injury claim in Texas?

Most Texas personal-injury lawsuits have a two-year limitations period under CPRC § 16.003. Wrongful-death claims are also generally subject to a two-year period running from death. But exceptions exist, and claims involving governmental entities can require much earlier notice. The City of Houston currently publishes a 90-day written-notice requirement for claims against the City, so the defendant must be identified early.

What should I do after a car accident or serious injury in Houston?

Address your medical needs, report the incident, and preserve evidence. Keep photographs, witness information, reports, medical documents, bills, lost-income records, and insurance correspondence. Do not destroy damaged property or other evidence that may matter. Before signing a release or giving a detailed recorded statement to the opposing insurer, understand what rights and claims are being affected.

Should I give the insurance company a recorded statement?

You generally do not have a contractual duty to give the at-fault party's insurer a recorded statement. Your own insurer is different because your policy may require cooperation. Before a recorded statement, know who the adjuster represents, what the policy requires, and whether the statement could affect fault or the description of your injuries.

How much does a personal injury lawyer cost in Houston?

This firm handles accepted personal-injury matters under a written contingency-fee agreement. Under Texas Rule 1.04(d), a contingent-fee agreement must explain how the fee is calculated and how litigation or other expenses are handled. The initial case evaluation is free, and the written agreement controls the attorney fee and expense terms.

How long does a personal injury case take to settle?

It can take months or, in disputed or serious cases, much longer. The timeline depends on medical treatment, whether future care is known, how clear fault is, insurance coverage, the amount in dispute, whether experts are needed, and whether a lawsuit must be filed. Settling before the medical picture is reasonably understood can trade speed for an incomplete valuation of future losses.

Can I still recover compensation if I was partly at fault?

Yes, if your percentage of responsibility is not greater than 50% in a case governed by Texas Chapter 33. Your damages are generally reduced by your percentage of responsibility. If you are more than 50% responsible, § 33.001 bars recovery. That makes early photographs, witness accounts, vehicle data, video, and other fault evidence especially important.

What damages can I recover in a Texas personal injury case?

Depending on the facts and claim type, damages can include past and future medical expenses, lost wages, loss of earning capacity, physical pain, mental anguish, physical impairment, disfigurement, property damage, and other legally recognized losses. Special caps and rules apply to certain categories, including health-care-liability claims, exemplary damages, and governmental defendants.

Who pays my medical bills while my injury claim is pending?

A liability claim does not necessarily pay medical bills as they arrive. Depending on the situation, treatment may initially involve health insurance, PIP or MedPay benefits, other available coverage, negotiated provider arrangements, or the patient's own payment responsibility. How medical charges are ultimately handled can affect the net recovery, so the available policies and bills should be reviewed early.

Should I accept the insurance company's first settlement offer?

Do not judge an offer until you understand what claims the release will end and whether the medical and financial losses are reasonably known. An early offer may be appropriate in some cases and inadequate in others. Compare it against liability evidence, medical prognosis, future care, lost income, applicable coverage, liens or bills, and the value of giving up the right to seek more later.

Do I need a lawyer for a personal injury claim?

Texas law does not require an injured person to hire a lawyer to make an insurance claim. Legal representation can become more valuable when injuries are serious, fault is disputed, multiple parties or insurance policies are involved, the insurer denies or undervalues the claim, a government or commercial defendant is involved, or a lawsuit may be necessary. A consultation can help determine whether the case justifies representation.

Will my personal injury case have to go to court?

Not necessarily. Many claims resolve through negotiation without a trial. A lawsuit may be necessary when fault is disputed, damages cannot be agreed upon, an insurer refuses a reasonable resolution, or filing is required to protect the limitations period. Even after suit is filed, settlement can occur before trial. The decision whether to accept a settlement ultimately belongs to the client after receiving legal advice.

Free Case Evaluation

Before you sign a release, understand what the claim may include

Bring the accident report or incident number, photographs, insurance information, medical documents, bills, wage-loss information, and any settlement offer or recorded-statement request you have received.

Sam R. Cammack III · 1001 West Loop South, Suite 700, Houston, TX 77027

This page provides general educational information and is not legal advice. Filing deadlines, notice requirements, available causes of action, insurance coverage, damages, liens, and fee arrangements depend on the facts and law applicable to the individual claim. Prior criminal trial results are cited only as evidence of courtroom experience and do not predict the outcome or value of a personal-injury case. No settlement or verdict amount is represented on this page unless separately verified and identified as a personal-injury result.