Car & Motorcycle Accidents
Rear-end, intersection, highway, hit-and-run, uninsured/underinsured-motorist, and serious-injury collision claims.
If someone else's negligence caused a serious injury, the legal claim is about more than today's medical bill. It can involve future treatment, lost income, pain and impairment, disputed fault, insurance coverage, and evidence that may disappear quickly. Sam R. Cammack III represents injured people and families in Greater Houston.
Most Texas personal-injury lawsuits have a two-year limitations period, but some claims require much earlier notice. If a governmental entity may be involved, see the deadline warning first.
*Contingency-fee terms must be stated in the written engagement agreement, including how attorney fees and case expenses are handled. Confirm the firm's current agreement before publication. Prior courtroom results do not guarantee any civil recovery.
Texas Civil Practice & Remedies Code § 16.003 generally gives a person two years to file a personal-injury lawsuit, and generally two years from death for wrongful-death claims. But government claims can require notice much earlier. Texas Tort Claims Act § 101.101 generally provides a six-month notice period, while the City of Houston currently publishes a 90-day written-notice requirement under its charter.
Governmental actual-notice rules and other exceptions can affect the analysis. The safest approach is to identify every potentially responsible party early rather than waiting for the ordinary two-year deadline.
Official sources: CPRC § 16.003, Texas Tort Claims Act § 101.101, and City of Houston — Filing a Claim.
Sam R. Cammack III · Texas Bar No. 24014415 · Draft updated September 7, 2026
A personal-injury claim generally requires evidence that another person or business was legally responsible for conduct that caused an injury and resulting damages. Depending on the case, recoverable damages can include reasonable medical expenses, lost income or earning capacity, physical pain, mental anguish, impairment, disfigurement, property damage, and other losses recognized by Texas law.
Texas also uses proportionate responsibility. Under CPRC § 33.001, a claimant may not recover if the claimant's percentage of responsibility is greater than 50%. If the claimant is 50% or less responsible, the award can be reduced by that percentage.
The legal filing deadline may be measured in years, but useful evidence can disappear in days or weeks.
Collision video can be overwritten. Commercial-vehicle data may be subject to retention schedules. Witnesses move. A property owner may repair the condition that caused a fall. Meanwhile, the insurance company may already be interviewing witnesses and evaluating fault. Early investigation is therefore about preserving facts—not rushing an injured person into a settlement before the medical picture is clear.
Serious injury and wrongful-death claims across Greater Houston, subject to case review and acceptance.
Rear-end, intersection, highway, hit-and-run, uninsured/underinsured-motorist, and serious-injury collision claims.
Claims involving commercial carriers, driver conduct, maintenance, electronic data, company policies, and potentially multiple defendants.
Claims involving dangerous property conditions, notice, inspection practices, incident reports, and surveillance evidence.
Claims arising when negligence causes death, including the family's statutory wrongful-death claim and the estate's survival claim.
Refinery, plant, construction, and industrial incidents where a negligent third party may be responsible in addition to any workers' compensation issues.
Claims against an intoxicated driver and, when the facts and Texas law support it, potential dram-shop claims against an alcohol provider.
Claims involving owner knowledge, control, negligence, premises issues, and documented physical or emotional injury.
Claims involving alleged design, manufacturing, or warning defects, subject to technical and expert review.
Claims involving municipal vehicles, public property, METRO, or other governmental units, where notice requirements and statutory limits can be different.
There is no legitimate universal formula or online multiplier that can tell someone what a Texas injury claim is worth.
The diagnosis, treatment, prognosis, future care, objective findings, and whether the evidence connects the condition to the incident.
Time missed from work, lost wages, reduced future ability to earn, and documentation supporting those losses.
How the injury affects daily life, mobility, independence, relationships, and activities—not merely the amount of the medical bills.
Police reports, photographs, video, witness accounts, electronic data, company records, and expert analysis can affect how responsibility is allocated.
Available liability coverage, UM/UIM coverage, commercial policies, multiple defendants, and collectible assets can affect practical recovery.
A claim should not be valued as though treatment is complete when doctors are still evaluating surgery, rehabilitation, disability, or future care.
Ordinary negligence claims such as many car-wreck cases do not have one general statutory cap on compensatory damages, but Texas imposes special limits in categories such as health-care-liability claims, exemplary damages, and claims against governmental units. The claim type matters.
Texas bars recovery when a claimant is more than 50% responsible. At 50% or less, damages can still be recovered, but they are reduced by the claimant's percentage of responsibility.
A damages award is generally reduced by 20%.
Recovery is not barred solely by being exactly 50% responsible, but the award is reduced by that percentage.
CPRC § 33.001 generally bars the claimant from recovering damages in a case to which Chapter 33 applies.
Read the statute: Texas CPRC § 33.001.
The at-fault party's insurer is investigating a claim against its insured. That does not make the adjuster your adviser.
You generally do not have a contractual duty to give the other driver's insurer a recorded statement. Your own insurance policy can create different cooperation obligations.
An early offer may arrive before the full injury picture, future treatment, lost income, or available coverage is known. Signing a release can end the claim.
Before signing a broad medical authorization, understand what records it permits the insurer to obtain and whether a narrower production can satisfy a legitimate request.
Statements about speed, distraction, visibility, pain, or what you "could have done" may later be used in the proportionate-responsibility analysis.
Public posts can become evidence. Avoid posting about the incident, your injuries, travel, exercise, or settlement negotiations while a claim is pending.
UM/UIM, PIP, MedPay, and other first-party benefits can involve your own insurer. The policy language and notice/cooperation duties matter.
This page should not use criminal-defense verdicts as if they were personal-injury recoveries. They can, however, document Sam Cammack's courtroom and jury-trial experience.
Sam R. Cammack III represented David Barajas in a nationally reported Brazoria County murder trial that ended in a not-guilty verdict in 2014. The matter involved witness examination, physical and forensic evidence, and a jury verdict. It is cited here solely as evidence of trial experience—not as evidence of a personal-injury settlement, verdict, or expected recovery.
View selected criminal case results · Learn about Sam R. Cammack III
Houston and surrounding Harris County communities.
Conroe, The Woodlands, and surrounding communities.
Richmond, Sugar Land, Missouri City, and surrounding communities.
Galveston, League City, Texas City, Friendswood, and nearby areas.
Angleton, Pearland, Alvin, Lake Jackson, and surrounding communities.
See the firm's Greater Houston county coverage and office information.
These questions prioritize recurring Houston/Texas personal-injury search themes: case value, deadlines, fees, settlement timing, insurance statements, fault, damages, medical bills, and whether a lawsuit is necessary.
There is no reliable one-size-fits-all formula. Case value can depend on the seriousness and permanence of the injury, past and future medical needs, lost income or earning capacity, pain and impairment, the strength of the liability evidence, your share of fault, available insurance, and whether future damages can be proved. Be skeptical of websites that multiply medical bills by a fixed number and call that a settlement value.
Most Texas personal-injury lawsuits have a two-year limitations period under CPRC § 16.003. Wrongful-death claims are also generally subject to a two-year period running from death. But exceptions exist, and claims involving governmental entities can require much earlier notice. The City of Houston currently publishes a 90-day written-notice requirement for claims against the City, so the defendant must be identified early.
Address your medical needs, report the incident, and preserve evidence. Keep photographs, witness information, reports, medical documents, bills, lost-income records, and insurance correspondence. Do not destroy damaged property or other evidence that may matter. Before signing a release or giving a detailed recorded statement to the opposing insurer, understand what rights and claims are being affected.
You generally do not have a contractual duty to give the at-fault party's insurer a recorded statement. Your own insurer is different because your policy may require cooperation. Before a recorded statement, know who the adjuster represents, what the policy requires, and whether the statement could affect fault or the description of your injuries.
This firm handles accepted personal-injury matters under a written contingency-fee agreement. Under Texas Rule 1.04(d), a contingent-fee agreement must explain how the fee is calculated and how litigation or other expenses are handled. The initial case evaluation is free, and the written agreement controls the attorney fee and expense terms.
It can take months or, in disputed or serious cases, much longer. The timeline depends on medical treatment, whether future care is known, how clear fault is, insurance coverage, the amount in dispute, whether experts are needed, and whether a lawsuit must be filed. Settling before the medical picture is reasonably understood can trade speed for an incomplete valuation of future losses.
Yes, if your percentage of responsibility is not greater than 50% in a case governed by Texas Chapter 33. Your damages are generally reduced by your percentage of responsibility. If you are more than 50% responsible, § 33.001 bars recovery. That makes early photographs, witness accounts, vehicle data, video, and other fault evidence especially important.
Depending on the facts and claim type, damages can include past and future medical expenses, lost wages, loss of earning capacity, physical pain, mental anguish, physical impairment, disfigurement, property damage, and other legally recognized losses. Special caps and rules apply to certain categories, including health-care-liability claims, exemplary damages, and governmental defendants.
A liability claim does not necessarily pay medical bills as they arrive. Depending on the situation, treatment may initially involve health insurance, PIP or MedPay benefits, other available coverage, negotiated provider arrangements, or the patient's own payment responsibility. How medical charges are ultimately handled can affect the net recovery, so the available policies and bills should be reviewed early.
Do not judge an offer until you understand what claims the release will end and whether the medical and financial losses are reasonably known. An early offer may be appropriate in some cases and inadequate in others. Compare it against liability evidence, medical prognosis, future care, lost income, applicable coverage, liens or bills, and the value of giving up the right to seek more later.
Texas law does not require an injured person to hire a lawyer to make an insurance claim. Legal representation can become more valuable when injuries are serious, fault is disputed, multiple parties or insurance policies are involved, the insurer denies or undervalues the claim, a government or commercial defendant is involved, or a lawsuit may be necessary. A consultation can help determine whether the case justifies representation.
Not necessarily. Many claims resolve through negotiation without a trial. A lawsuit may be necessary when fault is disputed, damages cannot be agreed upon, an insurer refuses a reasonable resolution, or filing is required to protect the limitations period. Even after suit is filed, settlement can occur before trial. The decision whether to accept a settlement ultimately belongs to the client after receiving legal advice.
See the firm's full practice-area hub.
Attorney background, former-prosecutor experience, and trial history.
Learn how the office works with clients and who supports the representation.
Plain-English articles about Texas legal issues and practical next steps.
1001 West Loop South, Suite 700, Houston, Texas 77027.
Contact the office about an injury, insurance claim, deadline, or settlement offer.
Official City Legal Department information about filing a claim against the City.
TxDOT information for obtaining crash reports and records.
Consumer information from the Texas Department of Insurance.
Bring the accident report or incident number, photographs, insurance information, medical documents, bills, wage-loss information, and any settlement offer or recorded-statement request you have received.
Sam R. Cammack III · 1001 West Loop South, Suite 700, Houston, TX 77027
This page provides general educational information and is not legal advice. Filing deadlines, notice requirements, available causes of action, insurance coverage, damages, liens, and fee arrangements depend on the facts and law applicable to the individual claim. Prior criminal trial results are cited only as evidence of courtroom experience and do not predict the outcome or value of a personal-injury case. No settlement or verdict amount is represented on this page unless separately verified and identified as a personal-injury result.